Lunch Money

Lunch Money

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Lunch Money provides a comprehensive personal finance management platform that combines traditional banking with cryptocurrency tracking. The platform offers direct bank imports, multi-currency support, automated transaction categorization through its Rules Engine, and extensive API access for developers. It includes features for budget setting, transaction splitting, and detailed financial analytics across both traditional and crypto assets.

Lunch Money Overview

Comprehensive Financial Asset Tracking

Lunch Money stands out with its ability to track both traditional and cryptocurrency assets in one unified platform. The system supports direct bank imports, CSV uploads, and API integration options, making it flexible for users with diverse financial portfolios.

Advanced Rules Engine for Transaction Management

The platform's Rules Engine automates transaction organization through intelligent categorization and custom rules. Users can create personalized rules for transaction splitting, email notifications, and budget categorization, streamlining financial management across multiple accounts.

Multi-Currency Support for Global Users

Lunch Money's robust multi-currency capabilities cater to international users and digital nomads. The platform handles currency conversions and maintains accurate balances across different denominations, making it ideal for those managing finances across borders.

Developer-Friendly API Integration

The platform provides comprehensive API access through lunchmoney.dev, enabling developers to build custom integrations and automate financial tracking. This technical flexibility allows for seamless integration with existing financial tools and custom workflows.

Detailed Analytics and Reporting

Lunch Money offers sophisticated analytics tools for tracking spending patterns, net worth, and financial goals. The platform includes advanced search and filtering capabilities, making it easy to gain insights into financial behavior and track progress toward budgeting goals.

Security and Privacy Focus

The platform emphasizes data security and privacy in financial management. With features like secure bank connections and encrypted data storage, users can confidently manage their sensitive financial information while maintaining control over their data.

Mobile Companion Experience

While the core platform is web-based, Lunch Money provides a mobile companion app for on-the-go access to financial information. This ensures users can stay connected to their financial data wherever they are, though some advanced features remain desktop-exclusive.

Customizable Budgeting Tools

The platform offers flexible budgeting tools that adapt to different financial management styles. Users can set monthly budgets, track recurring expenses, and adjust categories to match their specific needs, providing a personalized approach to financial planning.

Lunch Money Pricing

Free Trial

--

monthly/ free

Features:

  • Access to all core features for 30 days
  • Direct bank import capabilities
  • Multi-currency support
  • Cryptocurrency tracking
  • Transaction categorization
  • Rules engine automation
  • Net worth tracking
  • Developer API access
  • Mobile companion app

Limits:

  • Limited to 30 days
  • Some features may require setup before trial expiration
  • API rate limits apply
Standard

10 USD

monthly/ subscription

Features:

  • Unlimited bank account connections
  • Multi-currency support
  • Cryptocurrency portfolio tracking
  • Automated transaction categorization
  • Custom rules engine
  • CSV file imports
  • Developer API access
  • Net worth tracking
  • Advanced analytics and reporting
  • Mobile companion app access
  • Email support

Limits:

  • Rules engine limited to desktop interface
  • Standard API rate limits apply
  • Mobile app has limited features compared to desktop
Annual

100 USD

yearly/ subscription

Features:

  • All Standard features included
  • Unlimited bank account connections
  • Multi-currency support
  • Cryptocurrency portfolio tracking
  • Automated transaction categorization
  • Custom rules engine
  • CSV file imports
  • Developer API access
  • Net worth tracking
  • Advanced analytics and reporting
  • Mobile companion app access
  • Priority email support
  • Two months free compared to monthly plan

Limits:

  • Rules engine limited to desktop interface
  • Standard API rate limits apply
  • Mobile app has limited features compared to desktop

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